COVID-19 Small Business Resources

Businesses are facing incredibly difficult challenges as we all continue to fight the COVID-19 pandemic. That is why it is more important now than ever to support our Manchester small businesses.

We have compiled a list of resources for small business to utilize during this strenuous time.

SBA Economic Injury Disaster Loan

  • In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.SBA Express Bridge Loans
  • Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan.
  • Find an Express Bridge Loan Lender by connecting with your local SBA District Office.

Small Business Resource Fund

  • The St. Louis Economic Development Partnership and the St. Louis Development Corporation have launched a new ZERO-interest loan program of up to $5,000 over two years towards working capital (rent, payroll, accounts payable) for small for-profit businesses in St. Louis City/County that have sustained economic damage due to COVID-19.  Applicants must demonstrate that their company’s jobs are threatened by the health crisis, and they must explain how the loan would retain those jobs.

St. Louis Economic Development Partnership Small Business Resource Hotline

  • The small business resource hotline will direct businesses who are experiencing needs for their business and staff, collect date from each business to track impact of pandemic to the Region, share resources to best assist businesses with immediate needs through strategic partnerships, connect to Small Business Empowerment Center to provide loan packaging, business strategy development, federal government contracting and business coaching.
  • 314-615-1777 or

Gateway Resilience Fund

  • Provides short term monetary relief to employees and owners of independent bars, restaurants, and shops in the St. Louis area affected by closures and other circumstances brought about by the COVID-19 outbreak. Distribution of Funds: The fund will consider covering personal, family, living, or funeral expenses incurred as a result of the outbreak. The Gateway Resilience Fund will make direct grants to eligible applicants or pay their bills.

Shared Work Unemployment Compensation Program

  • The Shared Work Unemployment Compensation Program is an alternative to layoffs for employers faced with a reduction in available work. It allows an employer to divide the available work among a specified group of affected employees instead of a layoff. These employees receive a portion of their unemployment benefits while working reduced hours. To participate, an employer must complete an application for the affected unit within the company and submit it to the Division of Employment Security (DES) for approval.

Ameren Missouri COVID-19 Small Business Relief Program

  • If you’re a small business owner with 50 or fewer employees and are having trouble paying your energy bill, now is the time to apply for energy assistance through Ameren Missouri’s new COVID-19 Small Business Relief Program.
    • Eligible applicants must be:
    • Registered with the Missouri Secretary of State.
    • Locally owned and non-franchised in Missouri.
    • An active Ameren Missouri gas or electric customer for the past six months.
    • Experiencing financial hardships due to COVID-19

St. Louis Post-Dispatch – Free Advertising

West St. Louis County Chamber of Commerce – Resources and Updates

Families First Coronavirus Response Act: Questions and Answers

Coronavirus Aid, Relief, and Economic Security Act: Small Business Answers

Internal Revenue Service – Coronavirus Tax Relief Resources

Department of Labor FAQ for Businesses and Workers

CDC: Resources for Businesses and Employers

Missouri SBDC Business Consulting